Small Business Loans
Access government-backed funding for your business
SBA Loan Programs
7(a) Loan Program
The SBA's primary program for providing financial assistance
- Up to $5 million
- Working capital
- Equipment purchase
- Debt refinancing
504 Loan Program
Long-term financing for major fixed assets
- Real estate purchase
- Building construction
- Equipment financing
- Fixed assets
Microloan Program
Small, short-term loans for new businesses
- Up to $50,000
- Working capital
- Inventory purchase
- Supplies & equipment
General Requirements
Business Requirements
- For-profit business
- U.S.-based operations
- Owner investment
- Alternative funding exhausted
Documentation Needed
- Business plan
- Financial statements
- Tax returns
- Collateral documentation
Application Process
1. Preparation
Gather required documents and prepare business plan
2. Find a Lender
Connect with SBA-approved lending partners
3. Submit Application
Complete and submit loan application package
4. Underwriting
Lender review and decision process
5. Closing
Loan approval and fund disbursement
Need Help with Your Application?
Connect with an SBA resource partner for free business counseling